Deposit your funds for 15 months and receive a 3% nominal interest rate or a 3.11% effective interest rate at the moment of opening the Advance Deposit.
Features:
– Receive your interest immediately
– Minimum deposit amount: EUR 10,000
– 3% nominal interest rate for a 15-month deposit
– 3.11% effective interest rate
– Available with a 15-month maturity period
– This type of deposit can only be opened in EUR currency
Interest and withholding tax:
A withholding tax percentage on the bank interest offered by the Bank will be applied in accordance with the law in force and applicable at the time the interest is credited.
The interest is paid in advance, at the beginning of the deposit period.
EXAMPLES AND EXPLANATIONS:
| DATE | Cash Flow | |
| Beginning | 7/1/2025 | -0.96 |
| Maturity | 10/1/2026 | 1 |
| Nominal Interest Rate | 3% | |
| Effective Interest Rate | 3.11% |
| Deposit Amount | 10,000 |
| Days | 457 |
| Interest | 375.62 |
| Withholding Tax | 37.56 |
| Net Interest | 338.05 |
