Attractive offer from BKT Kosova for mortgage loans with effective interest rates starting from 3.17%.
Potential Clients:
- All salaried employees
- Business owners
- Diaspora
Loan Terms:
- Maximum loan amount up to 50% of income (salary and net profit), for up to 180 months
- Nominal interest rate: Starting from 4.99%
- Effective interest rate: Starting from 5.27%
- Administrative fees: 1.0%
- Maximum loan repayment term: Up to 180 months (15 years)
Required Documentation:
- Copy of a valid ID or passport
- Employment contract/ATK statement
- Administrative block (if the client receives salary through BKT)
- Account statement (minimum for the last 6 months) / Business documents for business owners
- Utility bill (electricity, water, waste, or phone) to confirm your address
* The bank reserves for the right request additional documents depending on the loan amount.
| Mortgage Loan | EUR 30,000 | EUR 50,000 | EUR 100,000 |
| Interest Rate | 2.99% | 2.99% | 2.99% |
| Effective Interest Rate | 3.17% | 3.14% | 3.10% |
| Term (Months) | 90 | 120 | 180 |
| Monthly Payment | 372.57 | 482.65 | 690.24 |
| Administrative Fees | 0.50% | 0.50% | 0.50% |
| Total Amount to be Repaid by End of Contract | EUR 33,531.22 | EUR 57,918.22 | EUR 124,243.84 |
