Loan Terms:

  • Maximum loan amount: 100.000EUR
  • Loan maturity: 180 months / for diaspora 120 months
  • Client participation: 20%
  • Administrative fee: 0.5% for clients that receive the salary through BKT, clients that receive salary in other banks and self-employed 0.75% , diaspora 1%

Interest rate:

  • For clients receiving salary in BKT: interest rate starting from 3.99% and effective interest rate 4.28% fixed for (60M).
  • For clients receiving salary in other Banks / self-employed: interest rate starting from 4.99% fixed and effective interest rate 5.43% for (60M).
  • For diaspora: interest rate starting from 5.89% and effective interest rate 6.49% fixed for (60M)

Required documentation

  • Copy of valid ID or passport
  • Work contract
  • Business certificate and status of ATK for costumers with business income
  • Administrative fee (if the client receives the salary through BKT)
  • Lease contract
  • Account balance (minimum for the last 6 months
  • Public invoice
  • Sale and purchase contract


For any complaints or comments please contact us at +383 38 666 666,

E-mail:, or write a letter to the Administrative Office, Peyton Town, Rr. Ukshin Hoti, no.29 Prishtina.

Call Us

+383 38 666 666

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