For the first time in the market BKT has launched the product “Digital Loan” through BKT Mobile and e-banking channels.
The Digital Loan Platform offers a service based on the most advanced technology, offering you the opportunity to apply online for a loan and receive decision on your application automatically without the need to visit BKT branches.
To apply for a digital loan, you need to be a user of Digital Banking channels (e-banking or BKT Mobile application). If you have not been registered yet, you may register by clicking on the e-banking / individual field or by downloading the BKT Mobile application on your phone.
- The minimum loan amount is EUR 500, while the maximum loan amount is EUR 10,000
- The maximum repayment term is up to 84 months
- No guarantor
- Kosovo citizen
- Individuals, 21 to 60 years old
- BKT salary receivers
- Clients who have active loan or credit card in BKT in the last 6 months and are willing to transfer salary to BKT
- For BKT salary receivers, no additional documents is required
- For clients that do not receive salary in BKT, must bring:
- Valid employment contract;
- Account statement (minimum for the last 6 months);
- Lien on salary.
Advantages of the Digital Loan:
Apply for a digital loan, fast and easy in 4 steps:
- Step 1
Check if you are eligible to apply
- Step 2
Login / Register in e-banking or BKT Mobile
- Step 3
Complete the Application and you will immediately receive the decision on your application
- Step 4
Visit the branch to sign the loan agreement and while you are still in the branch, you will receive the money in your account