For the first time in the market BKT has launched the product “Digital Loan” through BKT Mobile and e-banking channels.

The Digital Loan Platform offers a service based on the most advanced technology, offering you the opportunity to apply online for a loan and receive decision on your application automatically without the need to visit BKT branches.

To apply for a digital loan, you need to be a user of Digital Banking channels (e-banking or BKT Mobile application). If you have not been registered yet, you may register by clicking on the e-banking / individual field or by downloading the BKT Mobile application on your phone.

Loan terms:

  • The minimum loan amount is EUR 500, while the maximum loan amount is EUR 5,000
  • The maximum repayment term is up to 60 months
  • No Administrative fee
  • No guarantor

Qualification conditions:

  • Kosovo citizen
  • Individuals, 21 to 60 years old
  • BKT salary receivers
  • Clients who have active loan or credit card in BKT in the last 6 months and are willing to transfer salary to BKT

Necessary documentation

  • For BKT salary receivers, no additional documents is required
  • For clients that do not receive salary in BKT, must bring:
    1. Valid employment contract;
    2. Account statement (minimum for the last 6 months);
    3. Lien on salary.

Advantages of the Digital Loan:

Apply for a digital loan, fast and easy in 4 steps:

  1. Step 1
    Check if you are eligible to apply
  2. Step 2
    Login / Register in e-banking or BKT Mobile
  3. Step 3
    Complete the Application and you will immediately receive the decision on your application
  4. Step 4
    Visit the branch to sign the loan agreement and while you are still in the branch, you will receive the money in your account
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