Digital Loan

For the first time in the market BKT has launched the product “Digital Loan” through BKT Mobile and e-banking channels.

The Digital Loan Platform offers a service based on the most advanced technology, offering you the opportunity to apply online for a loan and receive decision on your application automatically without the need to visit BKT branches.

To apply for a digital loan, you need to be a user of Digital Banking channels (e-banking or BKT Mobile application). If you have not been registered yet, you may register by clicking on the e-banking / individual field or by downloading the BKT Mobile application on your phone.

Loan terms:

• The minimum loan amount is EUR 500, while the maximum loan amount is EUR 10,000
• The maximum repayment term is up to 84 months
• No guarantor

Qualification conditions:

• Kosovo citizen
• Individuals, 21 to 60 years old
• BKT salary receivers
• Clients who have active loan or credit card in BKT in the last 6 months and are willing to transfer salary to BKT

Necessary documentation

• For BKT salary receivers, no additional documents is required
• For clients that do not receive salary in BKT, must bring:
  1. Valid employment contract;
  2. Account statement (minimum for the last 6 months);
  3. Lien on salary.

Advantages of the Digital Loan:

Apply for a digital loan, fast and easy in 4 steps:

1. Step 1
   Check if you are eligible to apply
2. Step 2
   Login / Register in e-banking or BKT Mobile
3. Step 3
   Complete the Application and you will immediately receive the decision on your application
4. Step 4
   Visit the branch to sign the loan agreement and while you are still in the branch, you will receive the money in your account