Loan Terms:

  • Maximum loan amount: 180.000 EUR
  • Loan maturity: 180 months
  • Client participation: 20% – minimum 5.000EUR
  • Administrative fee: 0.50%

Interest rate:

For BKT salary receivers:

  • Interest rate starting from 3.49%
  • Effective interest rate starting from 3.62%

For rent receivers through Bank, business owners and non-payers of other banks:

  • Interest rate starting from 3.99%
  • Effective interest rate starting from 4.14%

For diaspora:

  • Interest rate starting from 5.49%
  • Effective interest rate starting from 5.74%

Examples and explanations:

Home loan180.000EUR180.000EUR180.000EUR
Variable interest rate3.49%3.99%5.49%
Effective interest rate3.62%4.14%5.74%
Loan Maturity180180120
Monthly payment1,286.22€1,330.90€1,953.10€
Administrative fee0.50%0.50%0.50%
Total loan amount to be repaid by the end of the contractual term*231,518.74€239,561.99€234,378.90€

*Variable interest rate means the interest rate expressed as a variable percentage applied on an annual basis to the approved loan amount.

*The total cost does not include notary costs, insurance, property valuation and utility costs.

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