Loan Terms
- Maximum loan amount: 100.000EUR
- Client participation: 20%
- Administrative fee: 0.5% for BKT salary receivers,
- Administrative fee: 0.75% for other banks salary receivers/self-employed,
- Administrative fee: 1% for Diaspora
Interest Rate
- For clients receiving salary in BKT: interest rate starting from 4.5% and effective interest rate 4.81% fixed for 60 months.
- For clients receiving salary in other Banks: interest rate starting from 5.5% fixed and effective interest rate 5.97% for 60 months
- For diaspora: interest rate starting from 6.4% and effective interest rate 7.04% fixed for (60M)
Required Documentation
- Copy of valid ID or passport
- Work contract
- Business certificate and status of ATK for costumers with business income
- Administrative fee (if the client receives the salary through BKT)
- Lease contract
- Account balance (minimum for the last 6 months
- Public invoice
- Sale and purchase contract
For any complaints or comments please contact us at +383 38 666 666,
E-mail: ks-customerservice@bkt.com.al, or write a letter to the Administrative Office, Peyton Town, Rr. Ukshin Hoti, no.29 Prishtina.
