Loan Terms

  • Maximum loan amount: 100,000 EUR
  • Loan Maturity up to 180 months – For diaspora up to 120 months
  • 20% client participation
  • 0.50% administrative fee/for diaspora 1%

INTERES RATE:

  • For BKT Salary receivers: interest rate starting from 4.50% fix and effective interest rate 4.94% (36 months)
  • Other banks Salary recivers/ self-employed: Interest rate starting from 6% fix and effective interest rate  6.52% (36 months)
  • For Diaspora: interest rate starting from 7.90% fix and effective interest rate 8.65% (60 months)

REQUESTED DOCUMENTATION:

  • Copy of valid ID or passport
  • Employment contract
  • Business certificate and TAK status for clients with business income
  • Lien in Salary (If client receives payment through BKT)
  • Lease contract
  • Account statement (minimum for last 6 months)
  • Public invoice
  • Purchase contract

For any complaints or comments please contact us at +383 38 666 666,

E-mail: ks-customerservice@bkt.com.al, or write a letter to the Administrative Office, Qyteza Pejton, Rr. Ukshin Hoti, no.29 Prishtina.

Call Us

+383 38 666 666

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