LOAN TERMS:

  • Maximum loan amount 100,000 EUR
  • Loan maturity 180 months
  • Client participation 10%
  • Administrative fee 1.00%

INTEREST RATE:

BKT Salary receivers:

  • Interest rate starting from 3.69%
  • Effective interest rate starting from 3.90%

For rent receives through Bank and business owners:

  • Interest rate starting from 5.49%
  • Effective interest rate starting from 5.79%

For Diaspora:

  • Interest rate starting from 6.00%
  • Effective interest rate starting from 6.40%

EXAMPLES AND EXPLANANTIONS:

Home Loan EUR 100,000 EUR 100,000 EUR 100,000
Variable interest rate* 3.69% 5.49% 6%
Effective interest rate 3.90% 5.79% 6.40%
Loan maturity 180 months 180 months 120 months
Monthly installment 724.43 816.85 1,110.56
Administrative fee 1.00% 1.00% 1.00%
Total loan amount to be repaid by the end of the contractual term* 130,398.03€ 147,033.11€ 133,267.29€

*Variable interest rate means the interest rate expressed as a variable percentage applied on an annual basis to the approved loan amount.

*The total cost does not include notary costs, insurance, property valuation and utility costs

Call Us

+383 38 666 666