LOAN TERMS
- Maximum Loan Amount: EUR 100,000
- Loan Duration: 180 months
- Client Contribution: 20% (minimum EUR 5,000)
- Administrative Fees: 1.00%
INTEREST RATE:
- For BKT Employees:
- Starting Interest Rate: 3.69%
- Starting Effective Interest Rate: 3.90%
- For Bank Tenants and Business Owners:
- Starting Interest Rate: 5.49%
- Starting Effective Interest Rate: 5.79%
- For Fellow Citizens:
- Starting Interest Rate: 6%
- Starting Effective Interest Rate: 6.40%
| Home Loan Amount | 100,000 € | 100,000 € | 100,000 € |
| Variable Interest Rate* | 3.69% | 5.49 % | 5.99% |
| Effective Interest Rate | 3.70% | 5.79% | 5.99% |
| Loan Term | 180 months | 180 months | 120 months |
| Monthly Installment | 724.43 € | 816.85 € | 1,110.56 € |
| Administrative Fees | 1.00% | 1.00% | 1.00% |
| Total Loan Repayment Amount by the End of the Contractual Term* | 130,398.03 € | 147,033.11 € | 133,267.29 € |
*The variable interest rate refers to an interest rate expressed as a variable percentage applied annually to the approved loan amount.
*The total cost does not include notarial fees, insurance, property appraisal, and municipal expenses.
