LOAN TERMS:

  • Maximum loan amount 100,000 EUR for public sector and 50,000€  for private sector
  • Loan maturity: 60 months
  • Client participation: 20%
  • Administrative fee: 0%

INTEREST RATE:

BKT Salary receivers in public sector:

  • Interest rate starting from 5.25%
  • Effective interest rate starting from 5.38%

For all client categories with incomes in BKT:

  • Interest rate starting from5.99%
  • Effective interest rate starting from 6.15%

EXAMPLES AND EXPLANANTIONS:

Auto Loan EUR 100,000 EUR 50,000
Variable interest rate* 5.25% 5.99%
Effective Interest Rate 5.38% 6.15%
Loan maturity 60 60
Monthly installment 1,899€ 966.64€
Administrative fee 0% 0%
Total loan amount to be repaid by the end of the contractual term* 63,939.73€ 57,998.23€

*Variable interest rate means the interest rate expressed as a variable percentage applied on an annual basis to the approved loan amount.

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