LOAN TERMS

  • Maximum loan amount 200,000 EUR
  • Loan maturity 180 months – For diaspora up to 120 months
  • 20% client participation
  • 1% administration fee

INTEREST RATE

  1. BKT Salary receivers: Interest rate starting from 4% and effective interest rate 4.50% fix for  (60 M)
  2. Other banks salary receivers/ self employed: interest rate starting from 5% and effective interest rate 5.55% fix for (60 M)
  3. For Diaspora: interest rate starting from 7.90% and effective interest rate8.65% fix for (60 M)

REQUIRED DOCUMENTATION

  • Copy of valid ID or passport
  • Work contract
  • Business certificate and status of ATK for costumers with business income
  • Administrative fee (if the client receives the salary through BKT)
  • Lease contract
  • Account balance (minimum for the last 6 months
  • Public invoice
  • Sale and purchase contract

For any complaints or comments please contact us at +383 38 666 666,

E-mail: ks-customerservice@bkt.com.al, or write a letter to the Administrative Office, Peyton Town, Rr. Ukshin Hoti, no.29 Prishtina.

Call Us

+383 38 666 666

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