Loan Terms:
- Maximum loan amount: 100.000EUR
- Loan maturity: 180 months / for diaspora 120 months
- Client participation: 20%
- Administrative fee: 0.5% for clients that receive the salary through BKT, clients that receive salary in other banks and self-employed 0.75% , diaspora 1%
Interest rate:
- For clients receiving salary in BKT: interest rate starting from 3.99% and effective interest rate 4.28% fixed for (60M).
- For clients receiving salary in other Banks / self-employed: interest rate starting from 4.99% fixed and effective interest rate 5.43% for (60M).
- For diaspora: interest rate starting from 5.89% and effective interest rate 6.49% fixed for (60M)
Required documentation
- Copy of valid ID or passport
- Work contract
- Business certificate and status of ATK for costumers with business income
- Administrative fee (if the client receives the salary through BKT)
- Lease contract
- Account balance (minimum for the last 6 months
- Public invoice
- Sale and purchase contract
For any complaints or comments please contact us at +383 38 666 666,
E-mail: ks-customerservice@bkt.com.al, or write a letter to the Administrative Office, Peyton Town, Rr. Ukshin Hoti, no.29 Prishtina.
